Belfast Solicitors Belfast and Beyond
028 9043 4550Urgent Criminal & Police Station Line: 028 9043 4550
BLM — Breen Lenzi Maguire SolicitorsBreen Lenzi MaguireSolicitors

Personal Injury Claims: Understanding the Process

From investigation and medical evidence to negotiation, settlement and proceedings.

Oonagh MaguireDirector · Last reviewed 2026
5 minute readLast reviewed Personal Injury
Understanding your optionsThis guide outlines the main issues and possible next steps. The right approach will depend on your particular circumstances.

A personal injury case is an evidence-based process. The aim is to establish who was legally responsible, what injury was caused and what financial or practical consequences can properly be proved.

Key points

What to know at a glance

  • Identify the deadline at the outset
  • Preserve liability evidence
  • Be candid with medical experts
  • Document every recoverable loss
  • Do not accept an offer without full advice

Initial assessment and limitation

The solicitor identifies the accident date, parties, legal basis and possible deadline. The early account should cover the circumstances, injury, treatment, employment and any prior relevant condition. A preliminary assessment is not a guarantee of success; evidence may alter the view.

Investigating liability

Evidence may include accident reports, photographs, CCTV, witness statements, maintenance records, risk assessments, police material and correspondence. The defendant may admit liability, deny it or allege contributory negligence. Each disputed issue should be analysed rather than answered with general assertion.

Medical records and expert reports

Clinical records provide history, while an independent expert gives an opinion on diagnosis, causation, prognosis and treatment. More than one discipline may be needed in complex cases. The client should give a complete and accurate history, including prior symptoms and subsequent events.

Financial and practical losses

Claims may include earnings, treatment, travel, care, assistance, equipment and other reasonable expenditure. Future loss requires careful evidence and assumptions. Keep receipts, wage records, benefit information and a sensible record of support received.

Negotiation and offers

An offer should be assessed against liability risk, medical evidence, recoverable losses, litigation cost and the consequences of accepting. Some offers carry procedural cost consequences. Advice should explain both the estimated value and the uncertainty.

Proceedings and settlement

Where agreement cannot be reached, proceedings may be required. Litigation involves pleadings, discovery, evidence, expert updates and possibly trial. Many cases settle before hearing, but preparation should proceed on the basis that disputed issues may need to be proved.

Common questions

Frequently asked questions

How long does a claim take?+

It depends on liability, recovery, expert availability and court procedure. Settling too early may undervalue an uncertain prognosis.

Will I attend a medical examination?+

Usually. The independent expert needs to assess the injury and records.

Can social media affect a claim?+

Yes. Public posts may be reviewed and taken out of context. Do not misrepresent your condition online or in evidence.

Will the case go to court?+

Many claims settle, but a case must be prepared properly in case a hearing is required.

Primary legal sources

Legislation and official guidance

These sources are provided for transparency. Legislation may be amended or commenced in stages, and reading the statutory text is not a substitute for advice.

Important: This article is general information, not legal advice, and does not create a solicitor-client relationship. Law and procedure can change. Obtain advice about your own facts, deadlines and current legal position.

About the author

Oonagh Maguire

Oonagh advises individuals and families on personal injury, road traffic, conveyancing, family and related civil matters. This article is general information and has been reviewed for publication on 2026.

Clear advice. Practical next steps.

Speak to a Belfast solicitor

Tell us briefly about your matter and we will direct your enquiry to the appropriate team.

Make an Enquiry Call the Office
Urgent?Urgent Criminal & Police Station Line
Call 028 9043 4550 Enquire online